/* Escudo Legal — protótipo
   Linguagem visual: cantos chanfrados (vindos do escudo e das letras E/L da marca),
   filetes dourados como os que ladeiam "ASSESSORIA", verde só para conversão. */

/* Fontes hospedadas no próprio site (Barlow e Saira Semi Condensed, licença OFL): nenhum dado do visitante vai para o Google. */
@font-face { font-family: "Barlow"; font-style: italic; font-weight: 400; font-display: swap; src: url("../fonts/barlow-400-italic.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Barlow"; font-style: normal; font-weight: 400; font-display: swap; src: url("../fonts/barlow-400.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Barlow"; font-style: normal; font-weight: 500; font-display: swap; src: url("../fonts/barlow-500.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Barlow"; font-style: normal; font-weight: 600; font-display: swap; src: url("../fonts/barlow-600.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Saira Semi Condensed"; font-style: normal; font-weight: 600; font-display: swap; src: url("../fonts/saira-semi-condensed-600.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Saira Semi Condensed"; font-style: normal; font-weight: 700; font-display: swap; src: url("../fonts/saira-semi-condensed-700.woff2") format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }

:root {
  --navy-950: #081322;
  --navy-900: #0B1A2E;
  --navy: #11243B;
  --chumbo: #1E293B;
  --gelo: #F8FAFC;
  --gelo-2: #EDF1F6;
  --tinta: #13233A;
  --tinta-2: #4A5A70;
  --claro: #E6ECF3;
  --claro-2: #A9B6C7;
  --ouro: #C5A059;
  --ouro-claro: #E9D08B;
  --ouro-escuro: #9C7C3A;
  --verde: #10B981;
  --verde-hover: #34D399;
  --filete: rgba(197, 160, 89, .38);
  --filete-claro: rgba(19, 35, 58, .14);

  --f-titulo: "Saira Semi Condensed", "Arial Narrow", sans-serif;
  --f-texto: "Barlow", "Segoe UI", Roboto, sans-serif;

  --chanfro: 14px;
  --largura: 1180px;
  --gutter: 20px;
  --header-h: 72px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--navy-900);
  color: var(--claro);
  font-family: var(--f-texto);
  font-size: 1.0625rem;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--f-titulo); font-weight: 700; line-height: 1.12; margin: 0; letter-spacing: -.005em; }
p { margin: 0 0 1em; }
:focus-visible { outline: 3px solid var(--ouro-claro); outline-offset: 3px; }

.wrap { width: 100%; max-width: var(--largura); margin: 0 auto; padding: 0 var(--gutter); }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.pular { position: absolute; left: 12px; top: -60px; z-index: 100; background: var(--ouro); color: var(--navy-900); padding: 10px 16px; font-weight: 600; }
.pular:focus { top: 12px; }

/* ---------- forma chanfrada ---------- */
.chanfro {
  clip-path: polygon(0 0, calc(100% - var(--chanfro)) 0, 100% var(--chanfro), 100% 100%, var(--chanfro) 100%, 0 calc(100% - var(--chanfro)));
}

/* ---------- botões ---------- */
.btn {
  --chanfro: 10px;
  display: inline-flex; align-items: center; justify-content: center; gap: .6em;
  min-height: 52px; padding: .8em 1.5em;
  font-family: var(--f-titulo); font-weight: 700; font-size: 1.0625rem; letter-spacing: .01em;
  text-decoration: none; border: 0; cursor: pointer;
  clip-path: polygon(0 0, calc(100% - var(--chanfro)) 0, 100% var(--chanfro), 100% 100%, var(--chanfro) 100%, 0 calc(100% - var(--chanfro)));
  transition: background-color .15s ease, color .15s ease;
}
.btn:focus-visible { outline: 3px solid var(--navy-900); outline-offset: -6px; }
.btn svg { width: 1.3em; height: 1.3em; flex: none; }
.btn-whats { background: var(--verde); color: var(--navy-950); }
.btn-whats:hover { background: var(--verde-hover); }
.btn-ouro { background: transparent; color: var(--ouro-claro); box-shadow: inset 0 0 0 1.5px var(--ouro); }
.btn-ouro:hover { background: rgba(197, 160, 89, .12); }
.btn-ouro:focus-visible { outline-color: var(--ouro-claro); }
.btn-escuro { background: var(--navy); color: var(--gelo); }
.btn-escuro:hover { background: var(--chumbo); }
.btn-escuro:focus-visible { outline-color: var(--ouro-claro); }
.btn-grande { min-height: 60px; font-size: 1.125rem; padding: .9em 1.7em; }

/* ---------- cabeçalho ---------- */
.topo {
  position: sticky; top: 0; z-index: 50;
  background: rgba(8, 19, 34, .92);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--filete);
}
.topo .wrap { display: flex; align-items: center; gap: 20px; height: var(--header-h); }
.marca { display: block; flex: none; }
.marca img { height: 40px; width: auto; }
.menu { margin-left: auto; }
.menu ul { list-style: none; margin: 0; padding: 0; display: flex; gap: 4px; }
.menu a {
  display: block; padding: 8px 12px;
  font-family: var(--f-titulo); font-weight: 600; font-size: 1rem;
  color: var(--claro); text-decoration: none;
  border-bottom: 2px solid transparent;
}
.menu a:hover { color: var(--ouro-claro); }
.menu a[aria-current="page"] { color: var(--ouro-claro); border-bottom-color: var(--ouro); }
.topo .btn { white-space: nowrap; min-height: 44px; padding: .5em 1.1em; font-size: .975rem; }
.menu-toggle {
  display: none; margin-left: auto;
  background: none; border: 1px solid var(--filete); color: var(--gelo);
  width: 46px; height: 46px; cursor: pointer;
}
.menu-toggle svg { width: 24px; height: 24px; margin: auto; }

@media (max-width: 1120px) {
  .menu-toggle { display: grid; place-items: center; }
  .menu {
    position: fixed; inset: var(--header-h) 0 auto 0;
    background: var(--navy-950); border-bottom: 1px solid var(--filete);
    padding: 8px var(--gutter) 20px;
    display: none;
  }
  .menu.aberto { display: block; }
  .menu ul { flex-direction: column; gap: 0; }
  .menu a { padding: 14px 4px; font-size: 1.125rem; border-bottom: 1px solid rgba(255,255,255,.06); }
  .menu a[aria-current="page"] { border-bottom-color: var(--ouro); }
  .topo .btn { order: 3; }
  .menu-toggle { order: 2; margin-left: auto; }
}
@media (max-width: 560px) {
  .topo .wrap { gap: 10px; }
  .marca img { height: 28px; }
  .menu-toggle { width: 44px; height: 44px; }
  .topo .btn span.longo { display: none; }
  .topo .btn { padding: .45em .8em; font-size: .9rem; min-height: 42px; }
}
@media (max-width: 380px) {
  .topo .btn { display: none; }
}

/* ---------- WhatsApp flutuante ---------- */
.whats-flutuante {
  position: fixed; right: 18px; bottom: 18px; z-index: 60;
  width: 62px; height: 62px; display: grid; place-items: center;
  background: var(--verde); color: var(--navy-950);
  border-radius: 50%;
  box-shadow: 0 10px 28px rgba(0, 0, 0, .35);
  transition: transform .15s ease, background-color .15s ease;
}
.whats-flutuante:hover { background: var(--verde-hover); transform: scale(1.05); }
.whats-flutuante svg { width: 32px; height: 32px; }

/* ---------- títulos de seção ---------- */
.secao { padding: clamp(64px, 9vw, 112px) 0; }
.secao-clara { background: var(--gelo); color: var(--tinta); }
.secao-clara-2 { background: var(--gelo-2); color: var(--tinta); }
.secao-escura { background: var(--navy); }
.secao-funda { background: var(--navy-900); }
.h2 { font-size: clamp(1.75rem, 3.6vw, 2.75rem); max-width: 24ch; }
.secao-clara .h2, .secao-clara-2 .h2 { color: var(--navy); }
.filete {
  display: block; width: 72px; height: 3px; margin-bottom: 22px;
  background: linear-gradient(90deg, var(--ouro-escuro), var(--ouro-claro) 55%, var(--ouro));
}
.lead { font-size: clamp(1.0625rem, 1.5vw, 1.1875rem); max-width: 62ch; }
.secao-clara .lead, .secao-clara-2 .lead { color: var(--tinta-2); }
.secao-escura .lead, .secao-funda .lead { color: var(--claro-2); }
.cabeca-secao { margin-bottom: clamp(36px, 5vw, 56px); }
.cabeca-secao .h2 { margin-bottom: 18px; }

/* ---------- HERO (home) ---------- */
.hero {
  position: relative; isolation: isolate; overflow: hidden;
  min-height: min(88vh, 820px);
  display: flex; align-items: center;
  padding: 64px 0 72px;
}
.hero-foto { position: absolute; inset: 0; z-index: -2; }
.hero-foto img { width: 100%; height: 100%; object-fit: cover; object-position: 70% 40%; }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(90deg, rgba(8,19,34,.97) 0%, rgba(8,19,34,.9) 38%, rgba(8,19,34,.35) 75%, rgba(8,19,34,.15) 100%),
    linear-gradient(0deg, rgba(8,19,34,.9) 0%, rgba(8,19,34,0) 35%);
}
.hero-conteudo { max-width: 680px; }
.tag-forcas {
  display: inline-flex; align-items: center; gap: 12px;
  font-family: var(--f-titulo); font-weight: 600; font-size: .9375rem; letter-spacing: .14em;
  color: var(--ouro-claro); margin-bottom: 22px;
}
.tag-forcas img { width: 22px; height: auto; }
.hero h1 {
  font-size: clamp(2.1rem, 5.2vw, 3.75rem);
  line-height: 1.04; color: var(--gelo);
  margin-bottom: 24px; max-width: 19ch;
  text-wrap: balance;
}
.hero .sub { font-size: clamp(1.0625rem, 1.6vw, 1.25rem); color: var(--claro); max-width: 56ch; margin-bottom: 32px; }
.risco-zero {
  display: flex; gap: 12px; align-items: flex-start;
  margin-top: 20px; max-width: 54ch;
  font-size: .975rem; color: var(--claro-2);
}
.risco-zero svg { width: 20px; height: 20px; flex: none; margin-top: 3px; color: var(--ouro); }
.risco-zero strong { color: var(--gelo); }

@media (max-width: 760px) {
  .hero { min-height: auto; padding: 0 0 56px; display: block; }
  .hero-foto { position: relative; height: 46vh; min-height: 260px; z-index: 0; }
  .hero-foto img { object-position: 62% 35%; }
  .hero::before { display: none; }
  .hero-foto::after { content: ""; position: absolute; inset: 0; background: linear-gradient(0deg, var(--navy-900) 0%, rgba(11,26,46,0) 55%); }
  .hero-conteudo { margin-top: -64px; position: relative; }
  .hero .btn { width: 100%; }
}

/* ---------- faixa das seguradoras ---------- */
.faixa-seguradoras { background: var(--navy-950); border-top: 1px solid var(--filete); border-bottom: 1px solid var(--filete); }
.faixa-seguradoras .wrap { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 36px; padding-top: 22px; padding-bottom: 22px; }
.faixa-seguradoras p { margin: 0; color: var(--claro-2); font-size: .975rem; }
.faixa-seguradoras ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 0; }
.faixa-seguradoras li {
  font-family: var(--f-titulo); font-weight: 700; font-size: 1.375rem; color: var(--gelo);
  padding: 0 22px; border-left: 1px solid var(--filete);
}
.faixa-seguradoras li:first-child { padding-left: 0; border-left: 0; }
@media (max-width: 560px) {
  .faixa-seguradoras li { font-size: 1.125rem; padding: 0 14px; }
}

/* ---------- problema ---------- */
.problema-topo { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(32px, 5vw, 72px); align-items: end; margin-bottom: clamp(40px, 5vw, 64px); }
.problema-topo .h2 { margin-bottom: 20px; }
.problema-topo figure { margin: 0; --chanfro: 26px; }
.problema-topo figure img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.problemas { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, 1fr); gap: 0; border-top: 1px solid var(--filete-claro); }
.problemas li { padding: 32px 32px 32px 0; border-bottom: 1px solid var(--filete-claro); display: grid; grid-template-columns: 44px 1fr; gap: 18px; }
.problemas li:nth-child(odd) { border-right: 1px solid var(--filete-claro); }
.problemas li:nth-child(even) { padding-left: 32px; padding-right: 0; }
.problemas .icone { width: 44px; height: 44px; color: var(--ouro-escuro); }
.problemas h3 { font-size: 1.375rem; color: var(--navy); margin-bottom: 8px; }
.problemas p { margin: 0; color: var(--tinta-2); }
@media (max-width: 860px) {
  .problema-topo { grid-template-columns: 1fr; }
  .problemas { grid-template-columns: 1fr; }
  .problemas li, .problemas li:nth-child(even) { padding: 26px 0; border-right: 0 !important; }
}

/* ---------- forças atendidas ---------- */
.forcas { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 8px; }
.forca { margin: 0; position: relative; overflow: hidden; --chanfro: 18px; background: var(--navy-950); }
.forca img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; opacity: .9; }
.forca figcaption {
  position: absolute; left: 0; right: 0; bottom: 0;
  padding: 40px 18px 16px;
  background: linear-gradient(0deg, rgba(8,19,34,.95), rgba(8,19,34,0));
}
.forca strong { display: block; font-family: var(--f-titulo); font-size: 1.5rem; color: var(--gelo); line-height: 1.1; }
.forca span { font-size: .9375rem; color: var(--claro-2); }
@media (max-width: 760px) {
  .forcas { grid-template-columns: 1fr; }
  .forca img { aspect-ratio: 16 / 8; }
}

/* ---------- pilares ---------- */
.pilares { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--filete); }
.pilar { padding: 36px 32px 8px 0; }
.pilar + .pilar { padding-left: 32px; border-left: 1px solid var(--filete); }
.pilar .icone { width: 46px; height: 46px; color: var(--ouro); margin-bottom: 20px; }
.pilar h3 { font-size: 1.5rem; color: var(--gelo); margin-bottom: 12px; }
.pilar p { color: var(--claro-2); }
@media (max-width: 900px) {
  .pilares { grid-template-columns: 1fr; }
  .pilar, .pilar + .pilar { padding: 30px 0 14px; border-left: 0; border-bottom: 1px solid var(--filete); }
}
.acoes { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 40px; }

/* ---------- linha do tempo (sequência real: 4 etapas) ---------- */
.etapas { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; counter-reset: etapa; position: relative; }
.etapas::before {
  content: ""; position: absolute; top: 31px; left: 32px; right: 32px; height: 2px;
  background: linear-gradient(90deg, var(--ouro-escuro), var(--ouro-claro), var(--ouro-escuro));
}
.etapa { position: relative; counter-increment: etapa; }
.etapa-num {
  --chanfro: 12px;
  width: 64px; height: 64px; display: grid; place-items: center;
  background: var(--navy); color: var(--ouro-claro);
  font-family: var(--f-titulo); font-weight: 700; font-size: 1.75rem;
  box-shadow: inset 0 0 0 2px var(--ouro);
  margin-bottom: 22px; position: relative;
}
.etapa-num::after { content: counter(etapa); }
.etapa h3 { font-size: 1.375rem; margin-bottom: 10px; }
.etapa p { margin: 0; }
.secao-clara .etapa h3, .secao-clara-2 .etapa h3 { color: var(--navy); }
.secao-clara .etapa p, .secao-clara-2 .etapa p { color: var(--tinta-2); }
.secao-escura .etapa p, .secao-funda .etapa p { color: var(--claro-2); }
.secao-clara .etapa-num, .secao-clara-2 .etapa-num { background: var(--gelo); color: var(--navy); }
@media (max-width: 900px) {
  .etapas { grid-template-columns: 1fr; gap: 0; }
  .etapas::before { top: 0; bottom: 0; left: 31px; right: auto; width: 2px; height: auto; background: linear-gradient(180deg, var(--ouro-escuro), var(--ouro-claro), var(--ouro-escuro)); }
  .etapa { display: grid; grid-template-columns: 64px 1fr; gap: 20px; padding-bottom: 32px; }
  .etapa:last-child { padding-bottom: 0; }
  .etapa-num { margin: 0; }
}

/* ---------- casos (antes x depois) ---------- */
.casos { display: grid; gap: 28px; }
.caso {
  display: grid; grid-template-columns: 290px 1fr 1fr;
  background: #fff; color: var(--tinta);
  --chanfro: 22px;
  border: 1px solid var(--filete-claro);
}
.caso-id { background: var(--navy); color: var(--gelo); padding: 28px 24px; display: flex; flex-direction: column; justify-content: space-between; gap: 24px; }
.caso-id .unidade { font-family: var(--f-titulo); font-weight: 600; color: var(--ouro-claro); font-size: 1rem; }
.caso-id h3, .caso-id h2 { font-size: 1.5rem; line-height: 1.1; }
.caso-id .resultado { font-family: var(--f-titulo); font-weight: 700; font-size: 3.25rem; line-height: 1; color: var(--ouro-claro); }
.caso-id .resultado small { display: block; font-size: .875rem; font-weight: 500; color: var(--claro-2); margin-top: 6px; line-height: 1.3; font-family: var(--f-texto); }
.caso-lado { padding: 28px 28px 24px; }
.caso-lado h4 { font-family: var(--f-titulo); font-size: 1.0625rem; font-weight: 700; margin-bottom: 12px; display: flex; align-items: center; gap: 10px; }
.caso-lado h4 svg { width: 22px; height: 22px; flex: none; }
.caso-antes { background: var(--gelo-2); }
.caso-antes h4 { color: var(--tinta-2); }
.caso-antes h4 svg { color: var(--tinta-2); }
.caso-depois { border-left: 3px solid var(--ouro); }
.caso-depois h4 { color: var(--navy); }
.caso-depois h4 svg { color: var(--ouro-escuro); }
.caso-lado p { margin: 0; color: var(--tinta-2); }
.caso-depois p { color: var(--tinta); }
@media (max-width: 900px) {
  .caso { grid-template-columns: 1fr; }
  .caso-id { flex-direction: row; align-items: flex-end; }
  .caso-depois { border-left: 0; border-top: 3px solid var(--ouro); }
}
@media (max-width: 480px) {
  .caso-id { flex-direction: column; align-items: flex-start; }
}
.nota-sigilo { margin-top: 24px; font-size: .9375rem; color: var(--tinta-2); display: flex; gap: 10px; align-items: center; }
.nota-sigilo svg { width: 18px; height: 18px; color: var(--ouro-escuro); flex: none; }

/* ---------- artigos (cards) ---------- */
.artigos-grade { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.card-artigo { display: flex; flex-direction: column; background: #fff; color: var(--tinta); border: 1px solid var(--filete-claro); --chanfro: 18px; }
.card-artigo img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.card-artigo .corpo { padding: 24px 24px 28px; display: flex; flex-direction: column; flex: 1; }
.card-artigo .tema { font-size: .875rem; font-weight: 600; color: var(--ouro-escuro); margin-bottom: 10px; }
.card-artigo h3 { font-size: 1.3125rem; color: var(--navy); margin-bottom: 12px; line-height: 1.18; }
.card-artigo h3 a { text-decoration: none; }
.card-artigo h3 a:hover { text-decoration: underline; text-decoration-color: var(--ouro); text-underline-offset: 4px; }
.card-artigo p { color: var(--tinta-2); font-size: 1rem; flex: 1; }
.ler-mais { font-family: var(--f-titulo); font-weight: 700; color: var(--navy); text-decoration: none; display: inline-flex; gap: 8px; align-items: center; border-bottom: 2px solid var(--ouro); padding-bottom: 2px; align-self: flex-start; }
.ler-mais:hover { color: var(--ouro-escuro); }
@media (max-width: 960px) { .artigos-grade { grid-template-columns: 1fr; } .card-artigo { display: grid; grid-template-columns: 38% 1fr; } .card-artigo img { height: 100%; aspect-ratio: auto; } }
@media (max-width: 600px) { .card-artigo { display: flex; } .card-artigo img { aspect-ratio: 16 / 9; height: auto; } }

/* ---------- FAQ ---------- */
.faq { max-width: 860px; border-top: 1px solid var(--filete); }
.faq details { border-bottom: 1px solid var(--filete); }
.faq summary {
  list-style: none; cursor: pointer;
  display: flex; justify-content: space-between; gap: 20px; align-items: center;
  padding: 24px 0;
  font-family: var(--f-titulo); font-weight: 600; font-size: clamp(1.125rem, 2vw, 1.3125rem); color: var(--gelo);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary .mais { width: 28px; height: 28px; flex: none; color: var(--ouro); transition: transform .2s ease; }
.faq details[open] summary .mais { transform: rotate(45deg); }
.faq summary:hover { color: var(--ouro-claro); }
.faq .resposta { padding: 0 48px 26px 0; color: var(--claro-2); max-width: 70ch; }
.faq .resposta p { margin: 0; }

/* ---------- chamada final ---------- */
.chamada-final { position: relative; isolation: isolate; overflow: hidden; padding: clamp(72px, 10vw, 120px) 0; text-align: left; }
.chamada-final > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; }
.chamada-final::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(8,19,34,.96) 0%, rgba(8,19,34,.86) 55%, rgba(8,19,34,.6) 100%); }
.chamada-final h2 { font-size: clamp(1.75rem, 4vw, 3rem); max-width: 22ch; color: var(--gelo); margin-bottom: 30px; text-wrap: balance; }

/* ---------- rodapé ---------- */
.rodape { background: var(--navy-950); border-top: 1px solid var(--filete); padding: 56px 0 28px; color: var(--claro-2); font-size: .975rem; }
.rodape-grade { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 40px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,.08); }
.rodape img.logo { height: 46px; width: auto; margin-bottom: 18px; }
.rodape h2 { font-size: 1rem; font-weight: 600; color: var(--ouro-claro); margin-bottom: 14px; letter-spacing: .02em; }
.rodape ul { list-style: none; margin: 0; padding: 0; }
.rodape li { margin-bottom: 8px; }
.rodape a { text-decoration: none; }
.rodape a:hover { color: var(--ouro-claro); text-decoration: underline; }
.rodape dl { margin: 0; }
.rodape dt { font-size: .8125rem; color: #7E8CA0; }
.rodape dd { margin: 0 0 10px; color: var(--claro); }
.compliance { padding-top: 24px; font-size: .8125rem; line-height: 1.55; color: #7E8CA0; max-width: 110ch; }
.compliance p { margin: 0 0 10px; }
@media (max-width: 860px) { .rodape-grade { grid-template-columns: 1fr; gap: 30px; } }

/* ---------- topo de página interna ---------- */
.pagina-topo { position: relative; isolation: isolate; overflow: hidden; padding: clamp(72px, 10vw, 128px) 0 clamp(56px, 7vw, 88px); }
.pagina-topo > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; }
.pagina-topo::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(8,19,34,.97) 0%, rgba(8,19,34,.88) 50%, rgba(8,19,34,.55) 100%); }
.pagina-topo h1 { font-size: clamp(2rem, 5vw, 3.5rem); color: var(--gelo); max-width: 20ch; margin-bottom: 20px; text-wrap: balance; }
.pagina-topo .lead { color: var(--claro); }
.migalhas { font-size: .9375rem; color: var(--claro-2); margin-bottom: 22px; }
.migalhas ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.migalhas li + li::before { content: "/"; margin-right: 6px; color: var(--ouro); }
.migalhas a { text-decoration: none; }
.migalhas a:hover { color: var(--ouro-claro); text-decoration: underline; }

/* ---------- solução: blocos detalhados ---------- */
.pilar-detalhe { display: grid; grid-template-columns: 300px 1fr; gap: clamp(28px, 5vw, 72px); padding: 44px 0; border-top: 1px solid var(--filete-claro); }
.pilar-detalhe:last-child { border-bottom: 1px solid var(--filete-claro); }
.pilar-detalhe .icone { width: 52px; height: 52px; color: var(--ouro-escuro); margin-bottom: 18px; }
.pilar-detalhe h3 { font-size: clamp(1.5rem, 2.6vw, 2rem); color: var(--navy); }
.pilar-detalhe p { color: var(--tinta-2); font-size: 1.125rem; max-width: 64ch; }
.pilar-detalhe ul { margin: 18px 0 0; padding: 0; list-style: none; }
.pilar-detalhe li { padding: 10px 0 10px 32px; position: relative; color: var(--tinta); border-top: 1px dashed var(--filete-claro); }
.pilar-detalhe li::before { content: ""; position: absolute; left: 4px; top: 19px; width: 12px; height: 7px; border-left: 2.5px solid var(--ouro-escuro); border-bottom: 2.5px solid var(--ouro-escuro); transform: rotate(-45deg); }
@media (max-width: 860px) { .pilar-detalhe { grid-template-columns: 1fr; gap: 8px; } }

.garantias { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid var(--filete); }
.garantia { padding: 32px 28px 8px 0; }
.garantia + .garantia { padding-left: 28px; border-left: 1px solid var(--filete); }
.garantia .icone { width: 40px; height: 40px; color: var(--ouro); margin-bottom: 16px; }
.garantia h3 { font-size: 1.3125rem; color: var(--gelo); margin-bottom: 10px; }
.garantia p { color: var(--claro-2); }
@media (max-width: 860px) { .garantias { grid-template-columns: 1fr; } .garantia, .garantia + .garantia { padding: 28px 0 10px; border-left: 0; border-bottom: 1px solid var(--filete); } }

/* ---------- lista de artigos (blog) ---------- */
.lista-artigos { display: grid; gap: 0; border-top: 1px solid var(--filete-claro); }
.item-artigo { display: grid; grid-template-columns: 340px 1fr; gap: clamp(20px, 4vw, 44px); padding: 36px 0; border-bottom: 1px solid var(--filete-claro); }
.item-artigo img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; --chanfro: 16px; }
.item-artigo .tema { font-size: .9375rem; font-weight: 600; color: var(--ouro-escuro); margin-bottom: 10px; }
.item-artigo h2 { font-size: clamp(1.375rem, 2.6vw, 1.875rem); color: var(--navy); margin-bottom: 14px; max-width: 36ch; }
.item-artigo h2 a { text-decoration: none; }
.item-artigo h2 a:hover { text-decoration: underline; text-decoration-color: var(--ouro); text-underline-offset: 5px; }
.item-artigo p { color: var(--tinta-2); max-width: 64ch; }
.item-artigo .meta { font-size: .9375rem; color: var(--tinta-2); margin-bottom: 16px; }
@media (max-width: 760px) { .item-artigo { grid-template-columns: 1fr; } }

/* ---------- artigo ---------- */
.artigo-cabeca { background: var(--navy-900); padding: clamp(48px, 7vw, 88px) 0 0; }
.artigo-cabeca .wrap, .artigo-corpo .wrap { max-width: 820px; }
.artigo-cabeca .tema { color: var(--ouro-claro); font-weight: 600; margin-bottom: 14px; }
.artigo-cabeca h1 { font-size: clamp(1.875rem, 4.6vw, 3rem); color: var(--gelo); margin-bottom: 20px; text-wrap: balance; }
.artigo-cabeca .resumo { color: var(--claro-2); font-size: 1.1875rem; max-width: 62ch; }
.artigo-cabeca .meta { color: var(--claro-2); font-size: .9375rem; display: flex; flex-wrap: wrap; gap: 6px 22px; margin: 22px 0 36px; }
.artigo-cabeca .meta span { display: inline-flex; gap: 8px; align-items: center; }
.artigo-cabeca .meta svg { width: 17px; height: 17px; color: var(--ouro); }
.artigo-capa { --chanfro: 22px; margin-bottom: -80px; position: relative; z-index: 1; }
.artigo-capa img { width: 100%; aspect-ratio: 16 / 8; object-fit: cover; }
.artigo-corpo { background: var(--gelo); color: var(--tinta); padding: 128px 0 clamp(64px, 8vw, 100px); }
.texto { font-size: 1.1875rem; line-height: 1.72; }
.texto p { margin-bottom: 1.15em; }
.texto h2 { font-size: clamp(1.5rem, 3vw, 1.875rem); color: var(--navy); margin: 1.8em 0 .7em; }
.texto h3 { font-size: 1.3125rem; color: var(--navy); margin: 1.6em 0 .5em; }
.texto strong { color: var(--navy); }
.texto ul { padding: 0; list-style: none; margin: 0 0 1.4em; }
.texto ul li { position: relative; padding: 14px 0 14px 34px; border-top: 1px solid var(--filete-claro); }
.texto ul li:last-child { border-bottom: 1px solid var(--filete-claro); }
.texto ul li::before { content: ""; position: absolute; left: 4px; top: 25px; width: 14px; height: 3px; background: var(--ouro); }
.texto .destaque { border-left: 3px solid var(--ouro); padding: 6px 0 6px 24px; margin: 1.6em 0; font-size: 1.25rem; color: var(--navy); font-weight: 500; }
.cta-artigo { margin-top: 48px; background: var(--navy); color: var(--gelo); padding: clamp(28px, 4vw, 40px); --chanfro: 22px; }
.cta-artigo > p:first-child { font-family: var(--f-titulo); font-weight: 700; font-size: clamp(1.25rem, 2.4vw, 1.625rem); line-height: 1.2; margin-bottom: 22px; max-width: 34ch; }
.cta-artigo .risco-zero { margin-top: 16px; }
.relacionados { margin-top: 64px; }
.relacionados h2 { font-size: 1.5rem; color: var(--navy); margin-bottom: 18px; }
.relacionados ul { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--filete-claro); }
.relacionados li { border-bottom: 1px solid var(--filete-claro); }
.relacionados a { display: block; padding: 18px 0; text-decoration: none; font-family: var(--f-titulo); font-weight: 600; font-size: 1.1875rem; color: var(--navy); }
.relacionados a:hover { color: var(--ouro-escuro); }
.relacionados a span { display: block; font-family: var(--f-texto); font-weight: 400; font-size: .9375rem; color: var(--tinta-2); margin-top: 2px; }

/* ---------- utilidades ---------- */
.centro-link { margin-top: 36px; }
.duas-colunas { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.duas-colunas figure { margin: 0; --chanfro: 26px; }
.duas-colunas figure img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
@media (max-width: 860px) { .duas-colunas { grid-template-columns: 1fr; } }

/* ---------- movimento: só a entrada do hero ---------- */
@media (prefers-reduced-motion: no-preference) {
  .com-loader:not(.intro-fim) .hero-conteudo > * { animation-play-state: paused; }
  .hero-conteudo > * { animation: subir .7s cubic-bezier(.2,.7,.2,1) both; }
  .hero-conteudo > *:nth-child(2) { animation-delay: .08s; }
  .hero-conteudo > *:nth-child(3) { animation-delay: .16s; }
  .hero-conteudo > *:nth-child(4) { animation-delay: .24s; }
  .hero-conteudo > *:nth-child(5) { animation-delay: .3s; }
  @keyframes subir { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* ---------- tela de abertura (só na home, uma vez por sessão) ---------- */
.loader { display: none; }
.com-loader body { overflow: hidden; }
.com-loader .loader { display: grid; place-items: center; position: fixed; inset: 0; z-index: 200; }
.loader::before, .loader::after {
  content: ""; position: absolute; left: 0; right: 0; background: var(--navy-950);
  transition: transform .85s cubic-bezier(.77, 0, .18, 1) .2s;
}
.loader::before { top: 0; height: 50.5%; }
.loader::after { bottom: 0; height: 50.5%; }
.loader.saindo::before { transform: translateY(-101%); }
.loader.saindo::after { transform: translateY(101%); }

.loader-miolo { position: relative; z-index: 1; display: grid; justify-items: center; gap: 20px; transition: opacity .35s ease, transform .35s ease; }
.loader.saindo .loader-miolo { opacity: 0; transform: scale(.96); }

.loader-escudo { position: relative; width: 84px; opacity: 0; animation: loader-entra .8s .1s cubic-bezier(.2, .7, .2, 1) forwards; }
.loader-escudo img { width: 100%; height: auto; }
.loader-escudo::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(105deg, transparent 38%, rgba(255, 255, 255, .95) 50%, transparent 62%) 100% 0 / 250% 100% no-repeat;
  -webkit-mask: url("../img/escudo.png") center / 100% 100% no-repeat;
  mask: url("../img/escudo.png") center / 100% 100% no-repeat;
  animation: loader-brilho 1.1s .8s ease-in-out forwards;
}

.loader-linha { position: relative; width: 150px; height: 2px; background: rgba(197, 160, 89, .2); overflow: hidden; }
.loader-linha::after {
  content: ""; position: absolute; inset: 0; transform: scaleX(0); transform-origin: left;
  background: linear-gradient(90deg, var(--ouro-escuro), var(--ouro-claro));
  animation: loader-barra 1.5s .2s cubic-bezier(.65, 0, .35, 1) forwards;
}
.loader-nome {
  margin: 0; font-family: var(--f-titulo); font-weight: 600; font-size: .78rem; letter-spacing: .34em;
  text-transform: uppercase; color: var(--ouro); padding-left: .34em; opacity: 0;
  animation: loader-texto .7s .7s ease forwards;
}

@keyframes loader-entra { from { opacity: 0; transform: translateY(10px) scale(.94); } to { opacity: 1; transform: none; } }
@keyframes loader-brilho { to { background-position: 0 0; } }
@keyframes loader-barra { to { transform: scaleX(1); } }
@keyframes loader-texto { to { opacity: .9; } }

/* ---------- movimento ao rolar ---------- */
.topo { transition: box-shadow .25s ease, background-color .25s ease; }
.topo.rolou { background: rgba(8, 19, 34, .97); box-shadow: 0 10px 28px rgba(3, 9, 18, .45); }
.progresso {
  position: fixed; top: 0; left: 0; right: 0; height: 3px; z-index: 120; pointer-events: none;
  transform: scaleX(0); transform-origin: left;
  background: linear-gradient(90deg, var(--ouro-escuro), var(--ouro-claro) 60%, var(--ouro));
}
@media (min-width: 761px) {
  .hero-foto.parallax { inset: -14% 0 0 0; }
  .hero-foto.parallax img { will-change: transform; }
}
@media (prefers-reduced-motion: no-preference) {
  .revelar {
    opacity: 0; transform: translateY(26px);
    transition: opacity .8s cubic-bezier(.2, .7, .2, 1) var(--atraso, 0s), transform .8s cubic-bezier(.2, .7, .2, 1) var(--atraso, 0s);
  }
  .revelar.visivel { opacity: 1; transform: none; }
  .filete.revelar { opacity: 1; transform: scaleX(0); transform-origin: left; transition-duration: .9s; }
  .filete.revelar.visivel { transform: scaleX(1); }
}

/* ---------- privacidade (LGPD) ---------- */
.nota-lgpd { margin: 12px 0 0; max-width: 54ch; font-size: .875rem; line-height: 1.5; color: var(--claro-2); }
.nota-lgpd a { color: var(--ouro-claro); }
.artigo-cabeca.sem-capa { padding-bottom: 44px; }
.artigo-corpo.sem-capa { padding-top: clamp(44px, 6vw, 72px); }
.texto a { color: var(--navy); text-underline-offset: 3px; }
.pagina-topo .tema { color: var(--ouro-claro); font-weight: 600; margin-bottom: 14px; }